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Dave Ramsey's Personal Finance Software Version 5.0 | List Price: $29.95 Discount Price: $14.95

| Binding: CD-ROM
Features: - Build your monthly cash flow plan. Its EASY with this software, whether you get paid regularly or irregularly!
- Calculate how quickly you can pay off debt with the Debt Snowball! You really can get out of debt now!
- Determine how much you need to save each month to have the retirement you want! You dont have to retire on rice & beans!
- Plan for large annual expenses such as holiday spending or insurance premiums! You wont have to worry about how youll pay those large bills!
- Balance your checkbook so you stay IN CONTROL! Its FAST with this software!
Waste Of Time [Posted on 2008-06-04] This review is for the v5.3 release of this software.
I've really gotten into Dave Ramsey's way of thinking about money in the past few months. The message and the messenger are great. This software package however, is not worth even the $10 I paid for it. The calculators are extremely simple. You can find better ones at almost any decent bank or financial site. The worksheets might of some use, but you can do as well with a pad of graph paper and a ruler.
Very helpful [Posted on 2008-07-14] I love the snowball calculator that calculates how long it will take to pay off a debt given your payment amount and interest rates. It really helps to see how much even a small amount extra added to the principal payment goes a long way towards paying it off early and saving lots in interest fees. The budgeting worksheets are also useful. Very user friendly.
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