The Total Money Makeover: A Proven Plan for Financial Fitness | List Price: $24.99
Discount Price: $14.28
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Binding: Hardcover
Shorter version of Book but well worth it [Posted on 2008-08-05]
I have read both the book and own this workbook version. I would actually recommend the workbook over the book as it allows you to start the concepts quicker and put into practice into your own life much faster. The anecdotes are similiar but just condensed in this version. This version cuts to the chase with tables, suggestions, budgets, and "how to". I like the shortened version but still went back to read the full book version later. The one positive aspect of the full book versus this version is that it provided many more examples of real people using the techniques, what their outcome was, and how long it took them to get debt free. In this sense, there was more motivation there. I didn't/don't personally need that but some may need that or want that.
Changes your life [Posted on 2008-08-13]
I have read this book and got caught up in the concepts. I am now debt free and living like I never believed possible. I share this book and principle with everyone I know. I have coordinated classes using Dave's video lessons. These principles will change America. A must read
I am a BIG fan [Posted on 2008-08-13]
This book to me does not require much explanation other than READ IT and FOLLOW IT. What it teaches is simple and laid out in the book as such, but it's like that bonk on the head you need to take a look at your personal finances. READ IT!
Excellent Workbook For Improving Financial! [Posted on 2008-08-15]
* Dave Ramsey explain in details on how to change our financial income from bad to good.
* There are lots of diagrams, charts and graphs for us to evaluate the current financial income that we are facing currently.
* You can be sure to sleep well at night once you have apply the strategy inside this book.
* Nobody likes to have debt but if you do, you can repair it and make it good. Dave describe this very clearly inside the book.
The Total Money Makeover Workbook - A Great Resource [Posted on 2008-09-09]
We ordered 4 of the workbooks for ourselves and another couple to read together. We found that the material lends itself to a group setting and hits on key issues related to finance.
Basically you have the foundation of the material once you get through Chapter 6. Then each couple can begin on the "baby step" that is relevant to their own situation.
Chapter 6 is the pivotal point of the book where you begin using a budget and practicing the principles you have learned. We found that putting the forms into Excel was really helpful for those who were struggling with organizing the budget. We would be glad to share those electronic forms (no strings attached) with anyone who is in need of them. Just email thecloins@gmail.com.
Really appreciative of this resource and will continue to utilize it in small group settings to help people get past the rat race and into a confident position in their financial life. We will cover the first 6 chapters over 5 sessions and continue to check in with the other couples on progress.
Dave Ramsey- great job on helping people improve their lives.
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